Medical students have access to policies that could help them in the event that they sustain a long-term injury. These injuries could prevent them from working for a long duration. During this time, they will accumulate a wide variety of costs that could present them with a financial hardship. The following is a review of the possibilities that are available to these medical students through the InsureSTAT policies.
Addressing a Long-Term Disability
The InsureSTAT policies provide coverage for long-term disabilities. However, these policies can present some limitations based on the total value it provides. The medical students, residents, and fellows who have access to these policies must review their options to ensure that they achieve the highest coverage value available in the event that their injuries are more severe than others.
Covering Living Expenses During Recovery
The policies provide these medical students with living expenses throughout their recovery. They will have access to funds that will cover the cost of their rent or mortgage loan payments. They will also provide coverage for utilities and food costs for the students. This enables them to live comfortably without serious worry while recovering from these injuries.
Managing the Cost of Their Supplies
All medical students who can work at least part-time will need to acquire supplies. These supplies could include their scrubs or footwear required for their job. They can also acquire a variety of medical products that they will use each day through the program.
Paying for Medical Care Based on Recovery
All medical care including physical therapy, in-home care, and medications are covered under the policies. These medical students can obtain coverage for any additional treatments they will need as they recovery. Select holistic treatment options are available to these medical students based on the type of coverage they obtain.